Multiple Flip Card Demo
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Standard Contact Cards
Dawn Zurick
Managing Broker (IL) / Broker (WI)
Team Lead / Regional Administrator
Certifications: e-PRO, GRI, SFR, SRS, CNE, BPO & CRB
Licensed in: IL/WI
Contact Information
Office Information
Location
1827 Walden Office Square, Suite 325
Schaumburg, IL 60173
Office Hours
Monday-Friday: 9am-5pm
Saturday: By appointment
Support Staff
Administrative: Jane Smith
Marketing: John Doe
Emelie Maybrook
Branch Manager / Sr Loan Officer
NMLS 389504
Contact Information
Office: 1900 E. Golf Rd, Ste 950 - Office 4
Location: Schaumburg, IL 60173
Loan Information
Home Start Program
- • FHA 30-Year Fixed-Rate Mortgage
- • 5% Down Payment Assistance
- • No required borrower contribution
- • Available nationwide (except NY)
Qualification Requirements
- ✓ Minimum 600 FICO score
- ✓ Purchase only (no refinances)
- ✓ Primary residences (1-2 units)
- ✓ No income limits
Mini Contact Cards
Office Info
1827 Walden Office Square, Suite 325
Schaumburg, IL 60173
Hours: M-F 9am-5pm
Certifications: e-PRO, GRI, SFR
Loan Options
Home Start Program
- • FHA 30-Year Fixed-Rate
- • 5% Down Payment Assistance
- • Min 600 FICO score
Schedule a consultation today!
Special Format Cards
FHA Loan Program
Key Features
- • Low down payment requirements (as low as 3.5%)
- • Flexible credit requirements
- • Lower income and credit score requirements
- • Mortgage Insurance Premium (MIP) required
- • Gift funds permitted for down payment
Eligibility
- • 620+ credit score recommended
- • 43% maximum debt-to-income ratio
- • Primary residence only
- • Property must meet FHA standards
FHA Loan Details
Mortgage Insurance
FHA loans require both:
- • Upfront Mortgage Insurance Premium (UFMIP): 1.75% of loan amount
- • Annual MIP: 0.55% to 1.05% of loan amount
MIP typically remains for the life of the loan if down payment is less than 10%.
Loan Limits
FHA loan limits vary by county:
- • Low-cost areas: $472,030 (single-family)
- • High-cost areas: $1,089,300 (single-family)
- • Limits are higher for 2-4 unit properties
Property Requirements
- • Must be in good condition (no safety or structural issues)
- • Requires FHA appraisal
- • Must be owner-occupied within 60 days